Credit Authorization, Advisor Business

Desjardins • Montreal, QC

4d • Remote

About The Position

As a Credit Authorization Advisor, you contribute to analysis, guidance, and prevention with regard to risk management operations and activities. You analyze and authorize exceptions and verifications of financing applications for the non-retail client segment of moderate complexity, ensuring sound and prudent risk management. You act as a resource person and coach for financing packages and financial analysis for account managers and financing analysts. You propose improvements for risk management and contribute to the implementation of and compliance with credit policies in effect. Your in-depth knowledge of the business area and interpersonal skills are essential.

Requirements

• Bachelor's degree in a related field
• A minimum of two four years of relevant experience
• Knowledge of French is required
• Intermediate advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients
• Knowledge of the latest financial, economic, policy and legislative developments
• Ability to perform analyses of the market and the business centre external environment
• Ability to perform financial analysis
• Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
• Basic knowledge of financial services industry practices that support business development and service offering initiatives
• Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
• Knowledge of financing and credit management practices related to businesses
• Understanding of the philosophy and inner workings of a financial services cooperative
• Knowledge of policies, legislation, standards and ethics governing the operation of the caisse and its business centres
• Knowledge of business credit authorization, monitoring, collection and recovery practices
• Familiarity with Desjardins procedures
• Familiarity with government business assistance programs
• Knowledge of service standards
• Understanding of cooperative and cooperative network values, rules and operations
• Action oriented, Business insight, Customer Focus, Differences, Interpersonal Savvy, Nimble learning

Nice To Haves

• Other combinations of qualifications and relevant experience may be considered

Responsibilities

• Communicate any changes to financing standards and practices.
• Participate in the integration of risk management deliverables.
• Collaborate in risk quality performance management.
• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services.

Benefits

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level