Credit Assessor

Skip Loans

5d•Remote

About The Position

Skip is a mission-driven Australian home loan lender focused on helping Australians achieve home ownership with low deposit loans. The company is experiencing hyper-growth, backed by significant investors, and is expanding its loan book and product lines. Skip emphasizes a fast-paced, customer-centric environment where employees can make a real impact and grow their careers. The Credit team's mission is to deliver high-quality, policy-aligned mortgage credit decisions efficiently and accurately, contributing to an AI-enabled, customer-centric credit process. This role is crucial for protecting credit quality, enabling responsible growth, and enhancing the customer experience through strong assessment skills and continuous improvement.

Requirements

A minimum of 1-2 years’ recent experience in residential mortgage loan assessment is required, with individual approval delegations held.
Strong problem-solving ability to think outside the square and analyse situations in a solution-based environment.
Capacity to learn and execute multiple lending policies and processes and run these simultaneously as required.
A “Curious, Tech First” Mindset – You are someone who enjoys solving problems and is very comfortable with learning and who can quickly pick up new tech platforms and systems.

Responsibilities

Action end-to-end loan applications for new mortgages.
Ensure lending decisions are executed in line with the Skip Credit Policy.
Take ownership of applications from submission to settlement.
Undertake quality credit risk-based decisions to ensure consistent, accurate and timely outcomes.
Assist in improving internal processes for the Credit Assessment team.
Work with our engineering teams to layer in automation and tech improvements for increasing your efficiency.
Work alongside our Customer Operations team to deliver an excellent customer experience.