Credit and Collections Analyst

Ameron Pole Products•Arlington, TX

1d•Onsite

About The Position

Arcosa Aggregates is seeking a Credit and Collections Analyst based out of our Arlington, TX office to oversee credit risk assessment and collection activities for key accounts in our East Region. This role is responsible for assessing customer creditworthiness, ensuring timely collections, and minimizing financial risk while maintaining strong customer relationships. The ideal candidate will have experience in the construction, aggregates, or manufacturing industries, a deep understanding of B2B credit and collections processes and experience with lien laws, and the ability to work in a fast-paced environment.

Requirements

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
3-5 years of experience in credit analysis, accounts receivable, and collections, preferably in the aggregates, construction, or manufacturing industries.
Strong knowledge of B2B credit risk assessment, financial analysis, and collections best practices.
Proficiency in ERP systems (SAP, Oracle, JD Edwards, or similar) and Microsoft Office (Excel, Word, Outlook).
Excellent negotiation, communication, and problem-solving skills.
Ability to work independently and collaboratively in a fast-paced environment.
Strong attention to detail and ability to analyze large amounts of data.

Nice To Haves

Experience with lien laws, bond claims, and other industry-specific collection tools is a plus.
Experience in the aggregates, construction materials, or manufacturing industry.
Knowledge of lien rights and credit regulations specific to Texas and surrounding states.
Professional certification (e.g., Certified Credit & Collections Professional - CCCP).

Responsibilities

Evaluate customer creditworthiness by reviewing financial statements, credit reports, and payment history.
Establish and adjust credit limits and payment terms based on risk assessment and business needs.
Monitor accounts for credit risk exposure and provide recommendations to mitigate financial risk.
Collaborate with sales and finance teams to align credit decisions and customer terms.
Manage a portfolio of accounts to ensure timely collections and reduce past-due balances.
Proactively contact customers via phone and email to resolve outstanding invoices and payment disputes.
Investigate and resolve discrepancies, deductions, and short payments.
Escalate delinquent accounts and recommend appropriate actions, including legal proceedings if necessary.
Ensure adherence to industry-specific collection practices, including lien rights and bond claims.
Identify opportunities to enhance credit and collections processes for efficiency and effectiveness.
Maintain compliance with company credit policies, industry regulations, and accounting standards.
Keep accurate documentation of credit approvals, collections efforts, and customer communications.