Credit Analyst

Border States • Fargo, ND

3d • Onsite

About The Position

Performs all credit and collection functions for assigned branches consistent with Border States’ credit policies and procedures. Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs. Reviews customer’s credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states. Provides customer credit references and lien waivers.

Requirements

• Minimum of a four-year accounting or business degree preferred or the equivalent in work experience.
• Minimum of four years of credit and collection experience preferred.
• Prefer the ability to read, write and speak in English.
• Prefer good working knowledge of PC for Windows, Microsoft Office (Excel and Word), Internet, email and SAP software.
• Excellent interpersonal, written and verbal communication, reading and customer service skills are preferred with the ability to effectively plan and organize.
• Excellent customer service skills include being competent, accurate, responsive and engaged.

Responsibilities

• Performs all credit and collection functions for assigned branches consistent with Border States’ credit policies and procedures.
• Provides timely communication with customers.
• Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs.
• Provides customer credit references and lien waivers.
• Reviews customer’s credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states, as required.
• Follows all federal and state laws as they relate to the credit functions.
• Performs all aspects of the job as accurately and efficiently as possible while providing service excellence.
• Makes sales calls to customers with sales staff, as needed.
• Performs other duties as assigned by supervisor or designate.

Benefits

• Health, Dental and Vision Benefits
• Accident, Critical Illness, Hospital Indemnity
• FSA & HSA
• Employee Stock Ownership Plan (ESOP)
• Disability Benefits
• 401(k) Retirement Plan
• Life Insurance
• Employee Assistance Program
• Paid Holidays
• Paid Volunteer Time
• Personal Leave time
• Bonuses upon the achievement of branch and company goals

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree