Credit Analyst

AutoNation

6d • $23 - $48 • Onsite

About The Position

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve.

As a Credit Analyst, you will underwrite, and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.

This role is an onsite position based at our Irvine, California location.

Requirements

• Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required
• Thorough knowledge of credit review process and credit scoring
• Strong analytical, organizational and time management skills
• Strong verbal and written communication skills
• Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers
• Strong negotiation and decision-making skills

Responsibilities

• Review, analyze and underwrite complex auto loans within company guidelines.
• Assist with negotiation of contracts based on lending guidelines.
• Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and AutoNation Finance Sales Managers if needed.
• Build and maintain effective relationship with assigned automotive dealership base
• Build and maintain positive working relationships with peers and Sales Managers

Benefits

• Competitive compensation
• 401k matching
• health insurance
• dental insurance
• vision insurance
• maternity benefits
• Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear
• Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed