Credit Analyst
About The Position
We're looking for a detail-oriented Credit Analyst to help support sound lending decisions through financial analysis and credit evaluation. In this role, you'll analyze moderately complex commercial and mortgage loan requests, prepare detailed financial assessments, and collaborate with lending teams to deliver exceptional service to our customers. GreenStone has an outstanding Total Rewards package, which includes, but is not limited to: 15 vacation days, 12 sick days, and 12 paid holidays per year, 401(k) plan – up to a 9% employer contribution/match, Medical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc., $150/year Logo Wear allowance, $400/year Wellness Subsidy/Reimbursement & wellness programs, $6,000 lifetime maximum Student Debt repayment program or tuition reimbursement, Yearly bonus/incentive opportunity available to all benefit eligible employees.
Requirements
- Bachelor's degree required.
- 1+ years of experience in credit analysis, underwriting, financial services, or agricultural lending preferred.
- Strong analytical, problem-solving, and communication skills.
- Ability to interpret financial statements and assess credit risk.
- Detail-oriented with excellent organizational skills.
Nice To Haves
- Business Administration, Agricultural Business, Finance, Economics, or a related field preferred.
- 1+ years of experience in credit analysis, underwriting, financial services, or agricultural lending preferred.
Responsibilities
- Analyze commercial and mortgage loan requests that require in-depth credit review.
- Review financial statements, credit reports, collateral information, and related documentation.
- Prepare cash flow projections, ratio analysis, financial trends, and loan narratives.
- Gather and validate customer financial information to ensure complete and accurate analysis.
- Monitor loan covenants, borrowing base reports, and portfolio exceptions.
- Support loan servicing, annual reviews, and government-guaranteed loan reporting.
- Participate in internal credit reviews and collaborate with credit leadership to identify and document findings.
- Make credit decisions within delegated authority.
Benefits
- 15 vacation days
- 12 sick days
- 12 paid holidays per year
- 401(k) plan – up to a 9% employer contribution/match
- Medical, Dental, Vision, STD, LTD, Life/AD&D benefits
- $150/year Logo Wear allowance
- $400/year Wellness Subsidy/Reimbursement & wellness programs
- $6,000 lifetime maximum Student Debt repayment program or tuition reimbursement
- Yearly bonus/incentive opportunity available to all benefit eligible employees
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
