Credit Analyst

Exeter Finance•Fort Worth, TX

2d•$20 - $24

About The Position

At Exeter Finance, we are committed to helping customers find the right financing for their next vehicle purchase. By building strong relationships with our customers and network of dealer partners we are able to give options that make sense, getting customers behind the wheel of their car. Every team member is integral to our success. Whether you’re at a servicing center helping customers with their loans, in the field building relationships with dealers, or supporting the company from its corporate offices, you'll enjoy a nurturing, invigorating and positive work environment. Our vision is to be a premier finance company and lender of choice known for its People, Performance and Service.

Requirements

High School Diploma required.
Basic knowledge and understanding of credit bureau information, data on credit applications, indirect lending procedures, lending terminology, and credit laws and regulations.
Basic knowledge of auto dealer operations and finance departments.
Excellent analytical and mathematical skills.
Requires a sound understanding of auto loans and the structure of deals in order to rapidly suggest alternatives.
Strong oral and written communication skills, basic mathematical skills and the ability to provide strong customer service.
Superior work ethic with ability to work under pressure and self-motivate.
Friendly attitude and excellent interpersonal skills.

Nice To Haves

College degree preferred.
Previous auto finance lending experience preferred.
Previous Originations and/or Sales experience preferred.

Responsibilities

Build and maintain a strong relationship with a portfolio of dealers, understanding their preferences and being able to efficiently restructure loan offers to increase the capture of deals.
Drive results in a dynamic work environment by securing quality loans and partnering with sales, funding and other internal departments.
Sell company program and negotiate contracts while executing the company’s origination strategy.
Utilize experience and dealer relationships to ensure assigned territory meets or exceeds pricing targets, variances, and volume goals.
Develop and maintain top dealer satisfaction levels.
Review credit to ensure compliance with Exeter’s policies & procedures, state & federal regulations and standards.
Utilize credit experience to make appropriate credit decisions or obtain concurrence on pricing, program and policy exceptions.
Educate dealers on Exeter’s program and funding requirements to maximize production and ensure optimal funding turnaround time.
Ensure office cooperation with other departments to maximize efficiency within the company.
Other duties as assigned.