Credit Analyst - Carbondale IL

SIU Credit Union•Carbondale, IL

6d•Onsite

About The Position

Turning Financial Data into Opportunity Do you have an eye for detail and a passion for helping people reach their financial milestones? As our Credit Analyst, you are a key decision-maker in our lending process. We are looking for an analytical professional who can look beyond the numbers to understand a member's story. By evaluating loan applications and streamlining the process between our branches and local dealerships, you ensure that our neighbors get the fair and timely financial support they deserve. About SIU Credit Union We are built on a simple idea: "People Helping People." We're working for you, our members, and our neighbors to keep our community's finances strong. We believe in building a supportive environment where we all work together to help Southern Illinois grow.

Requirements

Minimum of two years of lending experience with lending authority is required.
High school diploma or equivalent.
Excellent math skills, proficiency in lending software/PC applications, and strong decision-making abilities.
Must be bondable and detail-oriented.

Nice To Haves

Four years of financial institution experience is preferred.

Responsibilities

Evaluate and adjudicate loan and VISA applications, managing exception requests with sound administrative judgment.
Monitor and provide feedback on auto-approval systems to ensure our lending processes are efficient and modern.
Coordinate the delivery of loan documentation to dealerships and branches, ensuring seamless closing and disbursement.
Interview applicants to assess their financial needs and proactively promote products that help them reach their goals.
Monitor industry trends to recommend policy changes and represent the credit union in community activities.
Ensure strict adherence to lending regulations, including bankruptcy and collections laws, to protect our members and the organization.