Credit Analyst - To 80K - Chicago, IL - Job 3851-7536

The Symicor Group•Chicago, IL

2d•$80,000•Onsite

About The Position

The bank client is seeking a Credit Analyst in the Chicago, Illinois market. The role processes daily credit transactions according to credit policy and procedures and maintains records and files for all credit transactions, including related correspondence and documents. The position is not remote and offers a salary of up to $80,000 and a full benefits package.

Requirements

Five or more years of experience as a Credit Analyst.
Experience preparing credit presentations.
Ability to manage, process, and track annual reviews of necessary credits.
Thorough knowledge of current lending, loan review, and banking regulations, procedures, and operations.
Ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills and attention to detail.
Ability to multitask.
Proficiency with spreadsheet and word-processing software, and experience working in a digital office environment.

Nice To Haves

Bachelor’s degree in a related field of study preferred.
Specialized financial analysis training preferred.

Responsibilities

Perform in-depth financial analysis, including spreading and analyzing financial statements.
Receive and review data on prospective and active borrowing accounts, such as financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
Analyze data and evaluate the short- and long-term prospects of individuals or companies.
Recommend whether loans should be granted or denied to appropriate personnel.
Prepare sufficient information to document recommendations when assigned to a lending function.
Suggest a loan grade after conducting a thorough credit analysis and documentation review.
Ensure credit analysis activities comply with prescribed lending policy.
Thoroughly document financial analysis work, including ratios, cash flow, collateral analysis, and related information.
Accompany Commercial Lenders to customer meetings when needed.
Provide leadership, on-the-job training, and technical guidance to other credit analysts.
Perform other duties as assigned.