Credit Analyst - Christiansburg, Lynchburg or Roanoke, VA

FIRST BANK AND TRUST COMPANY • Forest, VA

14h • $47,000 - $62,000 • Hybrid

About The Position

The First Bank and Trust Company is seeking an Experienced Commercial Credit Analyst to be located in Christiansburg, Roanoke or Lynchburg Virginia to support the bank’s commercial lending activities and to contribute to the overall credit quality of the bank. The Commercial Credit Analyst will be responsible for the thorough credit analysis of commercial loan requests and of all related financial information and for assessing the credit-worthiness of commercial and agricultural loan requests. The Credit Analyst will also be responsible for providing complete, accurate and objective written reports presenting all financial information and summarizing the strengths and weaknesses of commercial and agricultural loan requests for use in the making of lending decisions.

Requirements

• Strong financial analysis and accounting skills.
• Strong critical thinking skills.
• Strong written and verbal communication skills.
• Strong attention to detail.
• Well organized.
• Able to work in a team environment.
• Strong computer skills, including Microsoft Word and Excel.

Nice To Haves

• Bachelor’s degree in Accounting, Finance and Business and/or Economics (with sufficient credits in accounting).
• Three to five years of commercial credit analysis and/or financial accounting experience.

Responsibilities

• Thorough credit analysis of commercial loan requests and of all related financial information.
• Assessing the credit-worthiness of commercial and agricultural loan requests.
• Providing complete, accurate and objective written reports presenting all financial information and summarizing the strengths and weaknesses of commercial and agricultural loan requests for use in the making of lending decisions.

Benefits

• PTO Leave is 20 Days per year earned monthly.
• First Bank and Trust recognizes 11 paid holidays, when the holidays occurs during the work week.
• Medical, Dental and Vision Insurance coverage starts the 1st day of the month after hire date.
• Employees are automatically enrolled in the bank's 401K/ESOP Plan.
• First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.
• First Bank and Trust provides long-term disability Insurance coverage.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level