Credit Analyst

Tremco Construction Products Group•Saint Louis, MO

21h•Onsite

About The Position

Join Carboline's team as a Credit Analyst, where you'll play a key role in protecting the company's financial health while supporting business growth. In this position, you'll evaluate customer credit worthiness, manage collections activities, resolve credit holds, and partner closely with Sales, Customer Service, and Accounting to ensure a smooth customer experience and timely payment of accounts.

Requirements

High School Diploma or equivalent
Minimum of 1 year of collections, credit, accounts receivable, or related financial experience
Strong analytical, organizational, and communication skills
Proficiency with Microsoft Office and financial systems

Responsibilities

Review and release customer orders on credit hold by assessing account status, payment trends, and credit risk.
Evaluate new customer accounts through credit applications, financial statements, references, and credit reports.
Establish and recommend credit limits while balancing business growth and financial risk.
Monitor customer accounts, resolve credit concerns, and take proactive steps to mitigate risk.
Manage collections activities and partner with customers to resolve outstanding balances and improve cash flow.
Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights when appropriate.
Reconcile accounts, resolve discrepancies, and maintain accurate customer records.
Support collection agencies and legal recovery efforts through documentation and claim preparation.
Apply sound judgment to credit decisions, payment trends, and order approvals, escalating complex situations as needed.
Partner with Sales, Customer Service, Accounting, and customers to deliver solutions that support both customer satisfaction and business objectives.
Thrive in a fast-paced environment while managing multiple priorities with attention to detail and exceptional service.