Credit Analyst, Business Banking

Wintrust Financial Corporation • Libertyville, IL

1d • $59,000 - $77,000 • Onsite

About The Position

The Credit Analyst works alongside relationship managers, portfolio managers, and other internal stakeholders to develop a deep understanding of the operating performance and potential borrowing needs of prospective clients.

Requirements

• Bachelor's degree with a business, finance, or accounting major
• Up to 3 years' credit analysis or underwriting experience preferably within the business banking or commercial space
• Excellent verbal and written communication skills
• Strong analytical, organizational and time management skills
• Employee is expected have a basic knowledge of commercial loan documentation, market and industry risks, and regulatory requirements

Responsibilities

• Analysis of increasingly complex commercial credit requests including credit and financial information of business and individuals to determine the degree of risk associated with the extension of credit
• Prepare and conduct Credit Approval Presentations (“CAPs”) including summarizing and reporting trends and presentation to Bank’s Credit Committees
• Manage due diligence and loan documentation efforts including collateral analysis of current and prospective customers
• Responsible for loan monitoring and testing requirements
• Assist in the closing of loans and reviewing and maintaining credit files and compliance reviews

Benefits

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance
• tuition reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level