Credit Analyst - Portfolio Manager

Huntington National Bank • Columbus, OH

8d • Onsite

About The Position

The Credit Analyst supports the Corporate Specialty and Government Credit Products team in ongoing portfolio management and underwriting. This entry-level developmental role builds skills in credit and market analysis, including cash flow analysis and modeling, capitalization, industry research, credit policy, and legal documentation. The analyst evaluates and summarizes the creditworthiness of clients and prospects, generally supporting the Credit Products Portfolio Management team and collaborating with Relationship Management, Credit Administration, Capital Markets, and other internal partners. The position is intended for colleagues pursuing a career in Portfolio Management and may also support career paths in Relationship Management, Credit, Capital Markets, or other Commercial roles within the Bank.

Requirements

• Bachelor's degree in Finance, Accounting, or a related field.
• FINRA Series 79, Series 63, or another necessary combination of licenses; must be obtained within four months of hire if not already held.
• Experience in an underwriting or commercial banking environment.

Responsibilities

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk ratings, performance tearsheets, compliance testing, and other portfolio monitoring and maintenance activities.
• Underwrite complex commercial loans in accordance with Huntington credit policies, including financial statement and collateral analysis, financial modeling, industry and business risk evaluation, and management assessment.
• Conduct industry and market research using available resources and distill key themes and conclusions into concise summaries for presentation.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level