Credit Analyst (remote WA, OR, ID)

Banner Bank•Portland, OR

27d•Remote

About The Position

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.

Requirements

Bachelorâ€™s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
Two or more years of related credit or financial analysis experience (Required).

Nice To Haves

Comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.
Solid analytical thinking and sound judgment to every credit investigation.
Ability to manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
Clear and professional communication, both in writing and in conversation.
Understanding of federal and state regulations related to commercial lending.
Proficiency in Excel, Word, and other applicable systems.

Responsibilities

Investigate credit and financial information for prospective and existing commercial clients.
Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
Support new, renewed, and existing loan requests ranging from simple to moderately complex.
Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.