Credit Analyst

Livestock Nutrition Center•Overland Park, KS

2d•Onsite

About The Position

The Credit Analyst manages customer accounts, in support of sales, while mitigating the company's risk of bad debt. The Analyst will perform credit and collection activities for assigned areas of responsibility and provide support to the Credit & Collection Manager, as needed.

Requirements

Bachelor’s degree with an emphasis in Finance, Accounting, and/or Business Administration
5+ years' experience in credit, preferably unsecured credit
Strong written and verbal communication skills
High attention to detail, accuracy, and confidentiality of data
Ability to create and maintain solid working relationships
Ability to work independently and is self-motivated
Capable of managing multiple complex tasks simultaneously and prioritize appropriately
Ability to analyze financials statements and interpret the risk associated with them
Strong analytical skills, including ability to draw conclusions from data and support recommendations
Ability to think critically, solve problems, make decisions and build trust across the organization
A working understanding of US Bankruptcy laws and procedures
Proficient in Excel, Word, PowerPoint and a high level of computer skills to analyze data using spreadsheets

Responsibilities

Research and examine credit risks and assess credit history to establish creditworthiness of new customers
Assist with the periodic review of existing customer account credit limits
Make recommendations for credit line adjustments by evaluating customer credit activity and payment history
Ensure proper customer account maintenance and adherence to credit limits and credit policy
Establish and maintain effective work relationships with new and existing clients through a high degree of professionalism and excellent interpersonal/communication skills
Prepare and disseminate internal A/R reports to sales team and management
Review accounts receivable aging and collection reports for accounts with past due balances
Evaluate customer payment receipts and attempts to collect delinquent accounts
Make collections calls, write collection letters and work with attorneys and collection agencies to resolve delinquent accounts to minimize company bad debt
Communicate status of high-risk accounts and collection efforts to the sales team and management
Solve complex problems and identify multiple courses of action to solve those problems
Maintain up to date knowledge of ag industry, economy, market conditions, and competition
Consistently analyze current processes and make recommendations for process improvements
Lead and/or participate in special projects as requested
Other tasks assigned from time to time by management