Credit Analyst - Hybrid

Ledyard National BankConcord, NH
Hybrid

About The Position

We’re seeking a motivated Commercial Credit Analyst to support our Commercial Credit team and help drive sound lending decisions. In this role, you’ll analyze financial statements, cash flow, collateral, and credit information for new and existing commercial relationships. You’ll prepare credit presentations for Loan Committee, conduct annual and interim reviews, monitor covenant compliance, recommend loan risk grades, and assist with special projects—including government lending programs—all while delivering excellent service to our lenders and customers.

Requirements

  • Bachelor’s degree in Finance, Accounting, or a related field (or equivalent experience).
  • 1–2 years of credit analyst experience at a financial institution.
  • Analytically minded.
  • Detail-oriented.
  • Comfortable interpreting financial data.
  • Comfortable preparing written reports.
  • Comfortable working collaboratively in a professional office environment.

Responsibilities

  • Analyze financial statements, cash flow, collateral, and credit information for new and existing commercial relationships.
  • Prepare credit presentations for Loan Committee.
  • Conduct annual and interim reviews.
  • Monitor covenant compliance.
  • Recommend loan risk grades.
  • Assist with special projects, including government lending programs.
  • Deliver excellent service to lenders and customers.
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