Credit Analyst

First Bank•Carmi, IL

15h•Onsite

About The Position

Thank you for your interest in joining First Bank. If you’re looking to be part of a team that values integrity, humility, excellence, challenge, and life-long learning, you’ve come to the right place. At First Bank we believe in offering opportunities to help individuals build a long and lasting career, and we are currently seeking a full-time Credit Analyst. Help First Bank to fulfill its vision by ensuring a high-quality loan portfolio and partnering with relationship banking team to facilitate sound credit decisions.

Requirements

Bachelor’s Degree in business, finance or related field preferred
2 years of banking, accounting, or finance experience preferred
Analytical skills
Interpreting
Researching
Reporting
Problem solving
Computer usage
Verbal and written communication
Detail orientation
Critical thinking
Complaint resolution

Responsibilities

Maintains loan request pipeline to ensure completion of requests in a timely manner.
Performs loan analysis using loan analysis software for all loans within the bank’s set criteria to help the bank determine cash flows and forecasts for loan clients and prospects.
Assists in the preparation of loan presentation for credit committee. This includes the financial worksheet for all new loans.
Acts as a liaison with external credit examiners.
Reports credit-related items for internal and external (examiners) use. This will include risk rating, exception tracking, past due monitoring, and board reporting.