Credit Analyst - CTG Major Accounts
About The Position
GreatAmerica Financial Services is seeking to add an early talent or experienced Credit Analyst to their team. The Credit Analyst role is responsible for underwriting commercial credit applications supporting vendor partners selling equipment and other solutions into numerous markets across the United States. The individual in this role will assess creditworthiness through research utilizing sources of business and personal credit, publicly available information, general industry analysis and financial statements as applicable to make independent decisions to extend credit based upon their evaluation. The role provides a broad foundation for risk management within GreatAmerica, supporting career advancement. Our best credit analysts are eager to learn, self-starters and excel at thinking on their feet while making prudent decisions.
Requirements
- A Bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field
- Demonstrated interpersonal skills
- Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly
Nice To Haves
- Understanding of financial statements is a plus
- 2-5 years of experience in commercial lending preferred for the Credit Analyst (Experienced Professional)
Responsibilities
- Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision
- Review and analyze financial statements as applicable
- Monitor changing economic and/or industry conditions and adjust underwriting appropriately
- Communicate decisions or requests for additional information directly to vendor or applicant
- Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics
Benefits
- Competitive Compensation
- Monthly Bonuses for Eligible Employees
- 401(k) and Company Match
- Annual Profit Sharing
- Paid Vacation - starting at 80 hours annually for employees in their first year of service.
- Paid Sick Days - Ten (10) per year with a conversion option for unused time.
- Ten (10) Paid Holidays per year
- Gym Reimbursement
- Health Insurance
- Dental Insurance
- Vision Insurance
- Short-Term and Long Term Disability
- Company Paid Life Insurance
- Flexible Spending Accounts (FSA)
- Health Savings Accounts (HSA)
- Employee Assistance Program
- Parental Leave
- Tuition Assistance
- Networking Opportunities
- Leadership Development Opportunities
- Paid Parking
- Service Awards
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
