Credit Analyst

Home State BankPolk City, IA

About The Position

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production. This position needs to maintain a high level of accuracy in the credit process by being familiar with loan procedures, structure of credit, collateralization perfection and sound file documentation based on credit type. This function further provides credit file accuracy to support business bankers to facilitate sound lending decisions and assists by helping mitigate risks by ensuring credit is documented in accordance with our policies and procedures. The Credit Analyst also provides support for the internal loan review function, external independent loan review and regulatory examinations conducted by IDOB and FDIC.

Requirements

  • Experienced Credit Analyst

Responsibilities

  • Maintain a high level of accuracy in the credit process.
  • Be familiar with loan procedures, structure of credit, collateralization perfection and sound file documentation based on credit type.
  • Provide credit file accuracy to support business bankers to facilitate sound lending decisions.
  • Assist by helping mitigate risks by ensuring credit is documented in accordance with policies and procedures.
  • Provide support for the internal loan review function, external independent loan review and regulatory examinations conducted by IDOB and FDIC.
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