Credit Analyst

Mizuho•Los Angeles, CA

4d•Hybrid

About The Position

The Credit Analyst will be based in Los Angeles with primary responsibility for managing all credit-related activities for designated Japanese corporate credit portfolio. This role involves preparing credit applications, conducting annual reviews, preparing documentation, monitoring the portfolio, corresponding with clients, and working closely with Relationship Managers to ensure timely execution of transactions and support the promotion of various bank products. The Credit Analyst will also develop and maintain strong relationships with clients and internal divisions, assist with audit and regulatory requests, and ensure compliance with Credit Risk Management and Legal & Compliance requirements.

Requirements

Bachelor’s degree in Finance, Accounting, Business or related area
Some credit credentials, analytical skills with in-depth knowledge of accounting and corporate finance
Ability to perform well under pressure in a demanding environment and adhere to tight deadlines, managing multiple tasks at the same time.
Strong sense of accountability and ownership of tasks with attention to detail.
Strong verbal and written communication skills in Japanese and English, and ability to convey ideas efficiently.
Proficiency in Microsoft Word, Excel, PowerPoint, CapIQ and Bloomberg.
Eligibility to work in the U.S

Nice To Haves

Prior banking in a similar field and/or formalized credit training from an accredited financial institution preferred.
Strong interpersonal skills and an ability to work well in a team environment, and strong interest in client interaction.

Responsibilities

Manage all credit-related activities for designated Japanese corporate credit portfolio.
Prepare credit applications for new and renewal transactions, gathering relevant information, outlining transaction rationales, modeling financial projections, and analyzing repayment sources.
Conduct comprehensive annual reviews and periodic rating reviews.
Prepare documentation of agreements, working with the legal team.
Monitor the portfolio, including timely and accurate update of credit conditions, and tracking of covenants, market and industry.
Correspond with clients to gather relevant information, conduct Q&As, and respond to various requests and inquiries.
Work closely with Relationship Managers to deliver end-to-end execution of transactions in a timely manner, and support efforts to promote various bank products.
Develop and maintain open communication channels and strong working relationships with clients, relevant divisions and business units.
Assist with audit and regulatory related requests/meetings/presentations, as needed.
Comply with Credit Risk Management and Legal & Compliance requirements in line with local regulations and audits.
Other duties as assigned by the manager.