Credit Analyst

Gerald Group • Stamford, CT

3d • Onsite

About The Position

The Credit Department provides worldwide credit risk assessments to support various departments across the Gerald Group. The analyses and reports prepared by the Credit Analyst are essential to maximizing sales while minimizing risk and protecting the company from credit losses. She/he is responsible for various credit related functions including but not limited to performing credit reviews on local and international customers and preparing credit proposals, monitoring the compliance with the credit policy and credit limits, assisting to manage the credit insurance program as well as performing due diligence (i.e. KYC) on counterparties.

Requirements

• Bachelor (equivalent or higher) degree in Finance, Economics, Accounting, Business Administration or similar
• At least 3-5-year experience in credit risk management, financial analysis or financial audit within a trading house, a bank, or one of the big four firms
• Knowledge of the commodity business and transactions
• Good analytical and organizational skills
• Ability to work independently and under pressure
• Willing to travel in North America and from time to time internationally (as requested)
• Excellent interpersonal skills
• Excellent written and verbal communication skills
• High level of attention to detail
• Ability to work in office 5 days a week

Nice To Haves

• CFA candidate or charter holder is a plus
• Additional language (inc. Mandarin, Spanish, French) will be a plus with a preference with Mandarin

Responsibilities

• Perform credit reviews and prepare credit proposals for various local and international counterparties
• Analyze financial data and other market-related information to support the credit department or other department(s) of the company for structured trade deals and/or investment activities
• Analyze financial data and other market-related information to support the credit department or other department(s) of the company for structured trade deals and/or investment activities
• Analyze the credit exposures and monitor compliance with approved credit limits and internal credit policies
• Monitor overdue receivables and coordinate the collection process, including follow-up with counterparties and internal stakeholders to ensure timely resolution
• Prepare weekly credit exposure reports for senior management
• Assist with the mitigation of the credit risk (e.g. credit insurance)
• Assist in the review and development of credit risk-related policies and procedures
• Assist in assessing KYC applications for local and international counterparties (e.g. supplier, customer, warehouse, shipping companies etc.)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level