Credit Analyst, Regional Agribusiness Intern (St. Louis)
About The Position
CoBank interns get real-life exposure to the daily duties of their group. They spend the summer as a valued member of their respective team, learning business skills and assisting with a variety of projects that have an impact on the bank’s operations. An additional focus of the summer intern will be to complete a capstone project that will seek to add value to the team they are supporting. The Regional Agribusiness Banking Group (RABG) at CoBank serves a diverse portfolio of cooperative agribusinesses - including grain, farm supply, dairy, fruit, nut, and sugar producers - primarily across the Central, East, and West regions of the United States. RABG provides customized financial solutions such as term loans, revolving credit, and equipment or facility leasing to support operational and capital needs. Interns in RABG gain hands-on experience in credit analysis, customer engagement, and strategic research, contributing to impactful projects like portfolio reviews and industry outlooks. This internship provides a pathway to our full-time Credit Analyst Program (CAP) upon graduation. This role is hybrid, interns will come into their designated office at least 3 days a week. Interns work approximately 40-hours per week.
Requirements
- Internship applicants must be students with expected graduation dates between December 2027 and May 2029.
- Currently enrolled in and working towards a Bachelor's or Master’s degree in Accounting, Finance, Economics, Agribusiness, or a related discipline and in good academic standing.
- Proficiency in Microsoft Office applications
- Aptitude for learning other software applications
- Ability to perform research across multiple systems
- Ability to work independently and as part of a team
- Excellent written and verbal communication
- Strong attention to detail
- Strong analytical skills
- Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
Nice To Haves
- Experience in agriculture, banking, or financial services industry
Responsibilities
- Analyze balance sheets, cash flow, profitability, liquidity, and solvency statements for commercial credit reports.
- Engage in a range of portfolio management tasks, including addressing compliance, finance, legal, and closing-related issues.
- Develop analytical skills through hands-on training, mentorship, and support from a peer network.
- Complete a capstone summer project, which may involve industry research, portfolio analysis, market snapshots, or general economic outlooks.
- Spread Financials
- Analyze financials
- Build Workbooks
- Write credit reports
- Participate in credit training
- Attend customer visits / events as available
- Conduct research for capstone presentation
- Complete other research projects based on office needs
- Network and learn about other divisions within CoBank
Benefits
- 2 days of vacation
- Accrued sick time
- Competitive Compensation
- Housing Stipend
- Hybrid work model
- Robust training and development with CoBank University
- Associate Resource Groups
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What This Job Offers
Career Level
Intern
Education Level
Associate degree
