Evaluates the financial condition of individuals and businesses applying for credit with the bank.
Requirements
Bachelor's degree in finance or accounting preferred.
Good financial analytical abilities.
Six months or more experience with credit systems.
Responsibilities
Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and financial institution files.
Prepares spreadsheets, reports, summaries and opinions for bank officers on new, renewal and existing loans.
Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts.
Performs credit inquiries for First Bank as requested.
Establishes, reviews and updates new and existing loan files for the bank on a regular basis.
Provides technical advice and assistance to loan officers as needed.