Credit Analyst UW IV

Blue Ridge Bank National Association•Richmond, VA

7d•$110,400 - $171,200•Onsite

About The Position

Credit Analyst Underwriter IV oversees and manages complex credit risk assessments and underwriting processes to ensure that the bank's financial assets are safeguarded. This role is responsible for leading a dedicated team of credit analysts and underwriters, while also collaborating with other departments to establish policies, practices, and procedures.

Requirements

Expertise in credit risk analysis and underwriting, with the ability to navigate complex challenges effectively.
Strong leadership qualities, with a proven track record of managing high-performing teams.
Excellent analytical and problem-solving skills, with the ability to make sound decisions under pressure.
Exceptional interpersonal skills, with the capability of influencing across departments and organizational levels.
Proficiency in using credit risk assessment tools and credit management software.
Strong command of Microsoft Office Suite, particularly Excel, PowerPoint, and Word.
Minimum of seven years of experience in credit risk analysis and underwriting, preferably within the banking sector.
Three years of managerial experience with direct reports.

Nice To Haves

A master’s degree in a related field or professional certification in risk management or underwriting is highly desirable.

Responsibilities

Oversee the credit risk assessment process, including the review and monitoring of credit applications to ensure their compliance with the bank's credit risk strategy and policy guidelines.
Responsible for the leadership and management of a team of credit analysts and underwriters, guiding their day-to-day activities and managing their professional development.
Actively contribute to the development and revision of credit policies, practices, and procedures to balance risk and profitability.
Collaborate with senior leadership to develop and execute short and medium-term strategic initiatives.
Establish and maintain productive relationships with both internal and external stakeholders, influencing actions to optimize portfolio performance.