Credit Analyst II (Onsite-Plano, TX)

Samsung•Plano, TX

2d•Onsite

About The Position

This role is not eligible for immigration sponsorship. Samsung Electronics America, Inc. (SEA), the U.S. Sales and Marketing subsidiary, is a leader in mobile technologies, consumer electronics, home appliances, enterprise solutions and networks systems. For more than four decades, Samsung has driven innovation, economic growth and workforce opportunity across the United States—investing over $100 billion and employing more than 20,000 people nationwide. By integrating our large portfolio of products, services and AI technology, we’re creating smarter, sustainable and more connected experiences that empower people to live better. SEA is a wholly owned subsidiary of Samsung Electronics Co., Ltd. To learn more, visit Samsung.com. For the latest news, visit news.samsung.com/us.

Requirements

Bachelor’s degree in Accounting, Finance, Business, or Economics
Minimum 4-6 years in a similar field or related work experience
Strong financial statement analysis, liquidity analysis, and risk assessment skills
Knowledge of hedging options such as AR trade insurance, inventory finance, UCC liens, Letter of Credit, and cash collateral.
Experience with D&B reports and other trade data is a plus
Knowledge of bank facility structure, covenants, ABL, interest rates, and bank trade references
Experience with SAP or similar ERP system preferred
Solid analytical and problem-solving skills
Ability to identify discrepancies and inconsistencies
Strong attention to details is of paramount importance in this role
Diplomacy and ability to deal with difficult situations
Excellent Oral & Written Communication Skills
Solid Microsoft Office skills (Word & Excel)
V-lookup and Pivot tables (Macros a+)

Nice To Haves

AI tool implementation and usage skills in the job function preferred

Responsibilities

Manage the commercial credit risk for an assigned portfolio of accounts (40-60 accounts)
Complete credit reviews and assigned tasks on a timely basis
Use credit risk analysis skills along with available risk assessment tools and third-party data to analyze and recommend limits for existing and new account requests
Build strong relationships with: the Customer for periodic financial updates; Sales for forecasts and business needs; Legal to ensure proper documents are in place; Collection to ensure payments are made promptly; and ongoing interaction with Tax, Accounting, Order Management, and Supply Chain
Contribute to workflow improvements within the Credit Risk team
Assist in producing and maintaining recurring credit risk reports, including: End of Month, Watch List, AR Forecast, Quarterly Report, Aged Trial Balance, Coface Rating, UCC Quarterly, Inventory Finance rates