HLC Credit Analyst I

Huntington National Bank • Columbus, OH

13h • Onsite

About The Position

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio. This role involves developing business credit acumen through various monitoring tasks and comprehensive training on financial analysis, credit policy, and business writing. The analyst will review and analyze financial statements, borrowing bases, covenant compliance, and waiver requests, while managing covenant/borrowing base violations. Collaboration with Regional Bankers, Underwriting, Regional Credit Officers, and the Financial Recovery Group is essential for customer creditworthiness review and loan compliance. The position also includes performing other tasks as needed to support the line of business and job family.

Requirements

• Bachelor’s Degree
• Experience through an Internship in business or commercial related field
• Applicants must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

• Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to work independently on multiple tasks without compromising quality

Responsibilities

• Develop business credit acumen through various monitoring tasks and training.
• Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path.
• Perform comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills.
• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.
• Manage covenant/borrowing base violations as assigned.
• Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.
• Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level