HLC Credit Analyst I

Huntington National Bank•Detroit, MI

1d•Hybrid

About The Position

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio. This role involves developing business credit acumen through various monitoring tasks and comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios, and business writing skills. The analyst will work directly with Regional Bankers, Underwriting, Regional Credit Officers, and the Financial Recovery Group for customer credit worthiness review and loan compliance. The position also includes performing other tasks as needed to support the line of business and job family.

Requirements

Bachelor’s Degree
Experience through an Internship in business or commercial related field
Applicants must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics
Proficient use of Microsoft Office and other internet resources
Excellence in customer service, highly motivated, focused and goal oriented
Excellent written and verbal communication skills, including grammar and demeanor
Strong organizational skills with attention to detail, planning and follow-up
Ability to work independently on multiple tasks without compromising quality

Responsibilities

Develop business credit acumen through various monitoring tasks and training.
Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path.
Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.
Manage covenant/borrowing base violations as assigned.
Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.
Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.