Credit Analyst I
Bank of Bird-in-Hand•Paradise, NV
•Onsite
About The Position
Bank of Bird-in-Hand is built on integrity, excellence, and teamwork. If you identify with these values and are looking for a career where you can put them into practice, consider applying to one of our open positions. When you join the Bank of Bird-in-Hand team, you’ll be appreciated and celebrated for who you are every day. Bank of Bird-in-Hand is actively seeking a Credit Analyst I to join our team in Paradise, PA. This role is responsible for evaluating and determining the credit risks of commercial and agricultural borrowers through detailed analysis.
Requirements
- Bachelor’s degree in accounting, finance, economics OR in lieu of a degree, a minimum of 4 years closely applicable work experience.
Nice To Haves
- Working knowledge of personal computers and related software programs.
Responsibilities
- Review all pertinent credit and financial information, including but not limited to, tax returns, financial statements, projections and other credit and financial data sources.
- Develop, prepare and review monthly and quarterly Management and Board reporting related to Loan Portfolio and Credit Quality.
- Determine the need for more thorough investigation or additional information.
- Analyze financial statements and related materials.
- Prepare summary, present facts, and offers opinions concerning creditworthiness.
- Gain familiarity with Bank Credit Policy, and other lending practices, to recommend an overall risk rating to the credit requests and loan relationships.
- Assist in monitoring credit compliance by verifying adherence to the Commercial/Agricultural Credit Policy and Consumer Lending Policy along with commenting on any risk associated with non- compliance.
- Assist with the annual renewals of credit lines and relationship reviews.
- Develops credit analyses for use by Lenders in the making of lending decisions on new credit approvals and renewals.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Benefits
- Competitive Medical, Dental, Vision Coverage
- 401(k) Retirement Plan with 4% Match
- Company Paid Life, STD, and LTD
- Health Savings Account (HSA) & Flexible Spending Account (FSA) options
- Paid Time Off (PTO), Volunteer Time Off (VTO), and Birthday PTO
- 12 Paid Holidays
- Tuition Reimbursement
- Company Events and Picnics
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
