Credit Analyst I

North American Savings Bank • Kansas City, MO

7d • Hybrid

About The Position

North American Savings Bank (NASB) is seeking a Jr. Credit Analyst or Credit Analyst I to join their Commercial Real Estate Credit Administration team. This is an entry-level, developmental role designed to build core credit skills with strong guidance and support from senior analysts and management. The Credit Analyst will support the team by assisting with administrative tasks, spreading financials, reviewing third-party reports, and helping underwrite simpler loan products. NASB emphasizes a strong work culture, growth opportunities, and making a real impact, with over 92 years of success and continued growth.

Requirements

• Bachelor’s degree or other formal education preferred (with a focus on business, finance, risk management, or other similar area)
• One to three years' experience in commercial real estate underwriting, commercial loan underwriting, construction administration or other related experience is preferred.
• Some knowledge of commercial real estate lending, regulations and compliance is preferred.
• Strong attention to detail, organization, and communication
• Ability to learn quickly, adapt to changing priorities, and provide excellent internal customer service
• Credit and background checks will be required.

Responsibilities

• Prepare and order appraisals for all loan products and monitor completion.
• Responsible for uploading and managing financial statement ticklers.
• Review borrower financials, spread and complete analysis within Sageworks.
• Review appraisals and analyze real estate performance.
• Assist in completing market, borrower, and portfolio analysis as needed.
• Underwrite the IRA product and less complex residential construction loans and less complex CRE transactions that are under $2mm in loan size and less than $10mm LTOB with senior analyst and management support.
• Assist as needed with the analysis of more complex CRE and residential LL&D transactions.
• Assist senior analysts with completing annual reviews and other relationship level analysis.
• Address inquiries or issues within a timely manner.

Benefits

• Comprehensive health insurance (medical, dental, and vision coverage)
• 401(k) retirement plan with a 50% employer match on the first 6% of your contribution
• Generous paid time off (PTO) including 11 holidays, your birthday and volunteer time
• Internal training and development programs to help reach your career goals.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level