Credit Analyst I

PEOPLES BANK MASTER • Newton, NC

7d • Onsite

About The Position

Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.

Requirements

• Bachelor’s Degree from an accredited four-year university
• Knowledge of bank credit policy and procedures
• Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
• Understanding of credit underwriting issues associated with a wide variety of business
• 0 to 2 years’ experience in a lending environment of a financial institution
• Previous loan documentation and underwriting experience
• Proficiency with PC including Word and Excel
• Calculator skills
• Well-developed communication skills
• Ability to deal with customers, co-workers and attorneys

Nice To Haves

• Knowledge of other areas of bank operations
• Ability to spread and analyze financial statements and tax returns

Responsibilities

• Develops and analyzes all types of credit information pertaining to diverse types of commercial loans
• Assists in preparing periodic reports for use by management
• Assists in the preparation and maintenance of commercial credit files for external loan review

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level