Credit Administration

InterBank•Midlothian, TX

6d•Onsite

About The Position

Supports the Commercial Lending staff by performing a variety of duties related to the processing, administration, and closing of new and existing commercial and real estate loans. Incumbent assists the Commercial Lenders by dealing directly with customers concerning their credit and deposit relationship with the bank.

Requirements

Two years of banking administration experience.
A valid driver’s license.
Satisfactory credit and criminal background check.
Proficient in basic computer operations.
Proficient in 10-key.
Proficient in Microsoft Office Word and Excel.
Able to type efficiently.
Good verbal and written communication skills, attention to detail, organization skills, can-do attitude, problem solving skills, decision-making skills sense of urgency, and strong work ethic.

Nice To Haves

Bachelor’s Degree is preferred.

Responsibilities

Records new applications, loans and deposit accounts.
Communicates directly with customers concerning their relationship with the bank; answering customer inquiries and resolving routine problems.
Obtains customer credit information and ensures sufficient loan collateral.
Monitors past due loans and overdraft accounts.
Prepares periodic loan and credit reports.
Reviews and files forms and documents.
Meets/talks with customers concerning their relationship with the bank.
Interacts in a professional, courteous manner with customers, co-workers, vendors, etc.
Maintains strict confidentiality guidelines in accordance with Company policy.
Demonstrates knowledge and expertise of general bank accounting procedures and supports the Company’s overall mission, standards, policies and procedures, and confidentiality guidelines.
Maintain personal grooming and company dress and appearance standards.
Maintain company attendance standards.
Other tasks as assigned.