Credit Administration Manager

John Marshall Bank•Reston, VA

5d•Onsite

About The Position

John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and allowance for credit losses (CECL) program management. This high-impact role serves as a key partner to the Chief Credit Officer, transforming complex loan data into strategic insights. The ideal candidate blends technical mastery of various software programs with the leadership presence to manage vendor relationships and regulatory audits.

Requirements

Bachelor’s degree
10–15 years of progressive experience in Commercial Credit Analysis, Portfolio Management, or Credit Administration.
Direct experience supporting a CECL program, including running models and preparing quarterly reporting materials.
Advanced Excel skills (Pivot Tables, VLOOKUPs, and complex data modeling) and experience with Moody’s or similar market data platforms.
Professional-level ability to spread and analyze financial statements, tax returns, and complex financial data to interpret metrics and ratios.
Proven ability to draft professional memos and reports for Senior Management and Board-level review.

Nice To Haves

Bachelor's or master’s degree in finance, Accounting, Economics, or a related field
Experience leading the full CECL life cycle, including managing the annual refresh process, vendor selection for model validation, and contract negotiations (specifically with Abrigo).
Experience acting as the primary point of contact for internal and external audits and regulatory exams related to credit risk and allowance methodologies.
Previous Loan Approval Authority is highly desirable, demonstrating a high level of credit judgment and risk assessment.
Direct, hands-on experience with Abrigo (Lender Platform/Stress Testing) and H360 core banking systems.
Experience designing or executing both Top-Down and Bottom-Up stress testing models.
Experience in working out problem loans.
Relevant certifications such as CPA, CFA, or RMA (Risk Management Association) Credit Risk Certification.

Responsibilities

Lead the preparation and analysis of CRE Concentration Reports
Leverage Moody’s and other market data to identify emerging trends; translate raw data into sophisticated, "Board-ready" reporting.
Utilize advanced Excel (Pivot Tables, VLOOKUPs, Power Query) to develop charts and dashboards that communicate portfolio health to stakeholders.
Audit CRE loan data, updating NOI and appraisal information; perform sample testing to verify the accuracy of core-to-software data feeds, maintain and update top-down stress models, evaluate stress testing results to identify high-risk segments and analyze the underlying drivers of risk.
Own the CECL reporting lifecycle, reconciling balances across the GL and the model while incorporating qualitative frameworks.
Lead the quarterly CECL Steering Committee; prepare detailed memos, minutes, and PowerPoint presentations for the Board.
Manage the CECL refresh and validation processes and serve as the primary point of contact for internal and external audits.
Oversee the vendor process, including vendor selection, contract negotiations, and due diligence.
Oversee the annual review process; monitor loan covenants to ensure prompt assessment and resolution of violations.
Manage the delivery of comprehensive monthly and quarterly report packages covering loan production and credit quality.
Provide deep-dive analysis into portfolios for inclusion in public press releases and regulatory filings.
Partner with the Chief Credit Officer to manage criticized assets; coordinate and lead Watch List meetings and prepare Criticized Asset Reports.
Assist in the direct or indirect management of troubled loan relationships as needed.