Credit Adjudicator
About The Position
Review and adjudicate vehicle loan applications by assessing an applicant's creditworthiness based on credit history, income and employment, and collateral valuation. Ensure loan applications are assessed accurately and timely in a fast-paced environment. Closely follow credit policy rules to ensure risk parameters are consistently followed. Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealer partners. Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required. Provide prompt, efficient, detailed customer-oriented service to all stakeholders.
Requirements
- Ability to follow detailed credit policy guidelines.
- Ability to carefully review credit application and credit bureau report details.
- Verbal and written communication skills in French and English.
- Thrive in a fast-paced environment.
- Strong attention to detail.
- Tech-savvy and proficient in Microsoft Office Suite and Outlook.
- Must be available to work all shifts mentioned in the job description.
Nice To Haves
- At least 1 year of prior experience in loan underwriting.
- Experience in a financial institution or within the auto industry.
- Previous experience working with loan origination software.
- Post-secondary education in Finance or Business Administration.
Responsibilities
- Review and adjudicate vehicle loan applications by assessing an applicant's creditworthiness based on credit history, income and employment, and collateral valuation.
- Ensure loan applications are assessed accurately and timely in a fast-paced environment.
- Closely follow credit policy rules to ensure risk parameters are consistently followed.
- Work with other departments in Sales, Income, Funding and with Dealer partners.
- Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.
- Provide prompt, efficient, detailed customer-oriented service to all stakeholders.
Benefits
- Hybrid work model
- Generous vacation based on role
- Statutory holidays
- 6 wellness days
- Comprehensive health and dental coverage through Manulife
- Virtual healthcare through Dialogue
- Group Retirement Savings Plan with up to 7% employer match
- Discounts from top retailers via WorkPerks
- Location-based perks like gym memberships and Toronto Bike Share
- Gym access at London and Montreal offices
- Education Assistance Program
- Fairstone Academy for training and skill development
- Parental leave top-up program
- One paid volunteer day
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
