CRE Portfolio Manager III

Huntington National Bank•Cleveland, OH

3d•Onsite

About The Position

The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating business risks and opportunities in accordance with Huntington policies, procedures, and Guiding Principles. The role manages a portfolio of commercial customers in partnership with relationship managers and has regular contact with customers while helping manage those relationships. The position owns primary responsibility for credit quality and monitoring of commercial portfolio risks, including underwriting quality, portfolio administration, and ongoing credit quality. It works with the Team Leader, Relationship Managers, Regional CRE Management, Regional Commercial Management, and the Regional Credit Officer. The Portfolio Manager also supports loan closings and presents proposed credit actions in written analyses and, when necessary, verbally to the Senior Loan Committee. The role participates in portfolio reviews with senior management, special projects, and team assignments that may cross reporting lines. The Portfolio Manager helps optimize customer relationships and grow fees, deposits, and portfolio revenue by working with relationship managers, Treasury Management, and other colleagues to present practical financial solutions. The position also mentors Credit Analysts, prioritizes work to meet customer expectations, analyzes the portfolio for trends and opportunities, and maintains knowledge of market and industry trends. This is an office workplace position. The stated compensation range is $93,000 to $189,000 annually, with eligibility to participate in an applicable incentive compensation plan.

Requirements

Bachelor's degree in Business, Finance, or Accounting, or demonstrated knowledge and expertise.
12+ years of experience underwriting commercial real estate.
Knowledge of commercial cross-sell products that may carry credit exposure, including foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
Effective use of IT systems supporting the Commercial Segment, including CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, and AFS.

Responsibilities

Service, deepen, and retain assigned profitable customer relationships while evaluating and mitigating business risks and opportunities.
Own credit and monitoring responsibility for commercial portfolio risks, including credit quality and risk ratings for new credits and updates to risk grades in the assigned portfolio.
Maintain underwriting quality, portfolio administration, and ongoing credit quality for the assigned portfolio.
Manage delinquencies, collateral exceptions, borrowing base matters, portfolio reviews, specialized reporting, soft exposure annual reviews, and criticized loans.
Manage a portfolio of commercial customers in partnership with relationship managers, maintaining regular customer contact and a visible role in relationship management.
Work with relationship managers, Treasury Management, and other team members to optimize customer relationships and grow fees, deposits, and portfolio revenue.
Work with relationship managers on loan closings.
Prepare written analyses of proposed credit actions and present them verbally to the Senior Loan Committee when needed.
Conduct portfolio reviews with senior management.
Work with colleagues across teams, including teams outside the direct reporting line, and participate in special projects.
Mentor Credit Analysts to develop required competencies and experience.
Prioritize work to meet customer expectations and analyze the existing portfolio to identify trends and opportunities.
Maintain current knowledge of market and industry trends.
Use commercial cross-sell product knowledge and technology systems supporting the Commercial Segment.