CRE Portfolio Manager III

Huntington National Bank•Cincinnati, OH

4d•$93,000 - $189,000•Onsite

About The Position

The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating business risks and opportunities in accordance with Huntington policies, procedures, and Guiding Principles. The role owns credit quality and monitoring for an assigned commercial real estate portfolio, including underwriting quality, portfolio administration, risk ratings, and ongoing credit quality. The Portfolio Manager works in partnership with Relationship Managers and commercial leadership, maintains regular customer contact, supports loan closings, and presents proposed credit actions in written analyses and, when needed, to the Senior Loan Committee. The position also includes portfolio reviews with senior management, collaboration across teams, participation in special projects, and mentoring Credit Analysts. This is an office workplace position. The posting notes that some positions outside the branch network may be eligible for flexible arrangements combining in-office and work-from-home time; specific arrangements are provided by the hiring team. The annual base compensation range is $93,000–$189,000, with eligibility for an applicable incentive compensation plan. Huntington also identifies health insurance, wellness programs, life and disability insurance, a retirement savings plan, paid leave programs, paid holidays, and paid time off as colleague benefits.

Requirements

Bachelor’s degree in Business, Finance, or Accounting, or demonstrated knowledge and expertise.
12+ years of experience underwriting commercial real estate.
Knowledge of commercial cross-sell products that may carry credit exposure, including foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
Ability to effectively use Commercial Segment IT systems, including CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, and AFS.

Responsibilities

Own primary responsibility for credit and monitoring of commercial portfolio risks.
Manage underwriting quality, portfolio administration, and credit quality for the assigned portfolio in partnership with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
Service, deepen, and retain assigned profitable customer relationships by evaluating and mitigating business risks and opportunities.
Work with Relationship Managers, Treasury Management, and other team members to optimize customer relationships and grow fees, deposits, and portfolio revenue by presenting appropriate financial solutions.
Manage delinquencies, collateral exceptions, borrowing base matters, portfolio reviews, specialized reporting, soft exposure annual reviews, and criticized loans.
Manage a portfolio of commercial customers in partnership with the Relationship Manager and maintain regular contact as part of customer relationship management.
Assign risk ratings to new credits and update risk grades for the assigned portfolio.
Work with Relationship Managers on loan closings.
Present proposed credit actions in written analysis documents and, as necessary, verbally to the Senior Loan Committee.
Conduct portfolio reviews with senior management.
Collaborate in a team environment, including with teams outside the direct reporting line, and participate in special projects.
Work with and mentor Credit Analysts to develop their competencies and experience.
Prioritize work to meet customer expectations.
Analyze the existing portfolio to identify trends and opportunities.
Maintain current knowledge of market and industry trends.
Develop and use knowledge of commercial cross-sell products that may have credit exposure, including foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
Effectively use IT systems that support the Commercial Segment, including CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, and AFS.