CRA and Fair Banking Officer

First United Bank•Durant, OK

2d•Hybrid

About The Position

The CRA and Fair Banking Officer is responsible for First United Bank & Trust’s CRA and Fair Banking program management, and stakeholder engagement. The position will report directly to the Chief Culture and Communications Officer and will operate in close collaboration with the Compliance Department through a strong relationship to ensure alignment, consistency, and effective execution across the organization. This leadership role includes leading team members to support model management, data analytics, and ongoing program execution with each community bank and applicable business line. The role encompasses driving performance strategies for Lending, Investments, and Services within the Bank’s enterprise strategy, risk appetite, and community impact objectives.

Requirements

Bachelor’s degree or equivalent Compliance, CRA, Fair & Responsible Banking/Lending experience.
Strong knowledge of CRA program requirements, Fair Lending, and other associated regulations including Regulation B/Equal Credit Opportunity Act, Fair Housing Act, and Home Mortgage Disclosure Act
Minimum of 7 years of Compliance experience with at least 5 years of concentration in CRA and Fair Lending, including experience leading teams and driving enterprise-wide execution through cross-functional partnership
Experience with regulatory examinations
Strategic thinking
Strong written and verbal communication skills with the ability to lead through influence, build alignment in a cross-collaborative environment, and partner effectively with Compliance and business leaders
Strong cross-functional collaboration and people leadership skills, including the ability to develop team capability and coordinate effectively across multiple stakeholders
Strong problem solving and analytical thinking skills

Nice To Haves

CRACP and/or CRCM designation.

Responsibilities

Lead the ongoing maturity, execution, and enhancement of the CRA and Fair Banking programs
Align CRA and Fair Banking/Lending initiatives with business strategy
Establish, monitor, and report performance metrics tied to program objectives
Oversee program performance and lead community needs assessments and analysis
Establish a strong partnership with the Compliance Department to drive alignment, consistency, governance, and effective execution of CRA and Fair Banking strategies across the organization.
Oversee lending, investments, and services performance against program goals and regulatory expectations
Direct team priorities and resources to monitor program performance, produce meaningful analytics, and recommend adjustments in partnership with Compliance and business leaders
Champion community partnerships and needs assessments through our Spend Life Wisely Ambassadors
Evaluate products and practices for fairness
Serve as FUB’s CRA and Fair Banking Officer, working closely with the Compliance Department, regulators, and examiners on program governance, execution, and ongoing effectiveness
Prepare, deliver and effectively communicate reports for Committees, Executive Leadership and Board
Support exams and audits
Monitor findings and corrective actions
Partner closely with Compliance, community banks, and business lines to align strategy, execution, and issue resolution across CRA and Fair Banking activities
Champion CRA and Fair Banking culture aligned to the Bank’s Purpose and Values
Complete all required Workday learning on an annual basis.
Adherence to all First United Policies and Procedures.
Perform other duties as assigned