CRA Administrator

First Guaranty Bank•Hammond, LA

About The Position

The Community Reinvestment Act (CRA) Administrator provides analytical and operational support to the CRA Officer. The role conducts initial reviews and determinations of loans for CRA eligibility, documents the basis for determinations, and validates applicable CRA data. It collects, analyzes, and reports CRA loan data; assists with preparation and submission of the CRA Loan Application Register (CRA LAR); and tracks the Bank’s CRA loan, service, investment, and donation goals. The Administrator monitors performance, identifies trends and variances, and provides regular status reports to the CRA Officer to support informed decisions and timely corrective action. The position works with employees across Bank departments to support CRA process improvements, procedures, controls, and training. It participates in CRA audits and assessments, resolves exceptions, and completes assigned work within established deadlines and compliance reporting dates. The role must follow applicable bank policies, including BSA/AML policy, and may perform other related duties as assigned. The work environment is described as usually having a moderate noise level. Physical requirements include regularly talking and hearing; frequently using hands or fingers to handle or feel objects, tools, or controls; occasionally standing, walking, sitting, reaching, climbing or balancing, stooping, kneeling, crouching, or crawling; and occasionally lifting or moving up to 25 pounds. Vision requirements include close, distance, and color vision, peripheral vision, and the ability to adjust focus. Reasonable accommodations may be made for individuals with disabilities.

Requirements

High school diploma or equivalent.
Proficiency with Microsoft Office applications, particularly Excel, including formulas, pivot tables, data analysis, and reporting; Outlook; Word; and PowerPoint.
Strong analytical, critical-thinking, reconciliation, and problem-solving skills, with precise attention to detail.
Ability to work independently and accurately in a fast-paced environment.
Effective oral and written communication skills.
Ability and willingness to learn, interpret, and apply CRA requirements and other federal and state regulations applicable to banking.
Exemplary verbal and written customer service skills.

Nice To Haves

Experience with loan origination systems, particularly Abrigo, is highly desired.
At least one year of experience in CRA operations, loan data analysis, compliance reporting, or a related banking function.
Knowledge and understanding of the Community Reinvestment Act and CRA reporting requirements; preferred but not required.

Responsibilities

Perform initial reviews and CRA determinations of loans; collect, validate, and analyze loan data; document determination rationale; and confirm compliance with CRA reporting requirements.
Enter and reconcile CRA data in reporting systems, perform second reviews and targeted testing, resolve data-quality issues, and assist with preparing the annual CRA LAR.
Collaborate with employees across Bank departments on CRA process improvements and support the development of CRA procedures, processes, controls, and training programs.
Track and analyze progress toward CRA loan, service, investment, and donation goals; identify trends, gaps, and variances; and provide regular status reports to the CRA Officer.
Participate in CRA audits and assessments and help collect and organize supporting documentation.
Research and resolve CRA exceptions, communicate findings and recommended actions to the CRA Officer, and complete assigned work within deadlines and compliance reporting dates.
Attend job-specific training as requested and complete required annual Bank training on time.
Maintain compliance within the assigned area of responsibility and perform other related duties as necessary.
Adhere to BSA/AML policy and all other bank policies.
Perform other duties and responsibilities as assigned by the supervisor.