New York Life is seeking a physician to join its team of Medical Directors. The role applies broad and deep clinical knowledge to assess mortality and morbidity risks associated with complex medical impairments. It calls for professionalism, motivation, curiosity, customer service, and strong communication skills. The Medical Director reviews medical records, interprets ECGs and laboratory results, advises the Underwriting Team, and develops medical underwriting guidelines. In collaboration with underwriters, the Medical Director determines an insurance applicant’s appropriate risk category based on medical history, company guidelines, and the competitive market. The position also includes teaching underwriters about medical impairments. With experience, the role may expand to projects involving regulatory and compliance work, workflow optimization using automation and AI, and the use of data and analytics to predict mortality and morbidity risks. Physicians new to the life insurance industry work in a hybrid arrangement based at the company’s New York City corporate headquarters. Medical Directors with life insurance experience may work remotely, with periodic visits to the Home Office. Occasional travel is necessary.
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Job Type
Full-time
Career Level
Senior
Education Level
Ph.D. or professional degree