Corporate Director of Credit Analytics

Glacier Bancorp•Phoenix, AZ

8d•$194,618

About The Position

The Director of Credit Analytics is a strategic leader responsible for shaping and executing the bank’s credit risk analytics framework. The role oversees data-driven credit risk models, Allowance for Credit Loss (ACL) methodologies, and portfolio stress testing to support financial stability, regulatory compliance, and safe, profitable growth. The Director works across credit, lending, finance, compliance, and IT teams and serves as a key liaison with bank regulators, internal audit, and external review teams. The position may be located in an available bank division across the company’s nine-state footprint: Arizona, Colorado, Idaho, Montana, Nevada, Texas, Utah, Washington, or Wyoming. The role also mentors and develops credit portfolio risk analysts and data professionals. Occasional travel of fewer than 10 days per year is required. The position is an indoor role in a climate-controlled shared work area with moderate noise. It involves mostly sitting and sedentary work, close visual acuity for reviewing data and computer screens, and daily fingering and repetitive hand, wrist, or finger motions. Lifting up to 10 pounds may be required occasionally; other listed physical activities are infrequent or rare. The entry rate is $194,617.81 or more per year, calculated for Kalispell, Montana. For Washington applicants, the listed range is $199,969.09–$333,281.80 per year. Compensation offers are assessed individually and may vary according to location, experience, and education. The company offers medical, dental, vision, and life insurance; a possible health savings account; an Employee Assistance Program; a health rewards program; retirement savings plans including 401(k) and profit-sharing; short- and long-term disability benefits; education and training benefits; discounts on banking products and services; paid time off; and paid holidays.

Requirements

At least 10 years of experience in credit analytics or risk management within a regional banking environment.
At least 3 years of experience working with CECL, ACL methodologies, and regulatory reporting requirements.
At least 5 years of experience with portfolio stress testing and scenario analysis.
Proficiency in data analysis tools such as SQL, Python, SAS, and Excel.
Bachelor’s degree in Finance, Economics, Statistics, or a related field is listed as required.
Ability to balance analytical rigor with practical business judgment.
Strong leadership and team-building capabilities.
Excellent communication skills and the ability to influence cross-functional teams.
Trustworthiness, credibility, discretion, and diplomacy.
Ability to interact calmly and professionally with people from diverse backgrounds and at various organizational levels.
Team orientation, customer-service focus, and ability to build rapport and work effectively with employees at all levels.
Self-motivation and ability to work quickly and accurately while remaining flexible in day-to-day activities.
Ability to adapt to changing priorities, demands, and timelines through effective time management.
Regular, reliable, and timely attendance.
Ability to travel occasionally, fewer than 10 days per year, using automobile, commercial airlines, rental vehicles, or public transportation, and to lodge in public facilities.
Legally authorized to work in the United States; the employer does not sponsor work visas.

Nice To Haves

Master’s degree in Finance, Business, Economics, Statistics, or a related field.
Familiarity with regional banking dynamics and customer segments.
Equivalent combinations of relevant education and work experience may be considered.

Responsibilities

Lead development and enhancement of credit risk models tailored to the bank’s regional market and customer base.
Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
Manage portfolio stress testing, including scenario design, execution, and reporting to senior management and regulators.
Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
Provide actionable insights to support underwriting, loan review, and strategic decision-making.
Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
Present findings and recommendations to executive leadership and business line oversight.
Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
Monitor regional economic trends and assess their impact on credit quality.
Mentor and develop a team of credit portfolio risk analysts and data professionals.
Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
Coordinate with internal audit and external review teams to support transparency, accuracy, and compliance in credit risk practices.
Comply with company policies and procedures and applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and Office of Foreign Assets Control requirements.
Complete assigned online training courses and achieve a passing score by the due date.