Corporate Banker

KCB Group•Washington, DC

11d

About The Position

This role is responsible for supporting credit analysis, preparing credit reports, maintaining credit portfolio information, and ensuring compliance with KYC and AML regulations. The Corporate Banker will also be responsible for adhering to established policies and procedures to achieve optimal efficiency, compliance, and cost containment. Daily responsibilities include reviewing credit requests, preparing credit applications, ensuring KYC/AML compliance, maintaining financial information on loan accounts, monitoring for excesses, conducting economic and industry analysis, monitoring the credit portfolio for problem credits, reviewing security documentation, and delivering excellent customer service aligned with the Bank's mission statement.

Requirements

Bachelor's Degree from any recognized institution.
2 years of experience in Sales - PB/BB/RB or Sales Manager.
2 years of Credit experience.
2 years of Banking Ops - Cash, Clearing, Accts & Admin.
Minimum of 3 years of total experience required.

Nice To Haves

Professional Qualifications: AKIB, CPA (K), ACCA.
Master's Degree in a Business-Related field.
2 years of Customer service/Relationship Management experience.
Branch Manager Medium Branch experience.

Responsibilities

Quality of market intelligence information to support credit analysis.
Quality of credit reports for credit committee reviews.
Adequacy of personal competence to effectively perform Credit analysis tasks.
Quality of credit portfolio information and credit portfolio maintenance.
Minimization of exposures to and impact of risks associated with KYC and AML.
Consistency in adherence to and application of established policies, processes, procedures and tools to achieve optimal efficiency, compliance and cost containment.
Review of credit requests including review of financial and credit information provided in respect to the corporate clients.
With the support of the Relationship Manager, prepare credit applications commensurate with credit policy for both facility renewals and onboarding of new facilities.
Be conversant with the KYC requirements. Undertake actions to ensure compliance. Exercise due care and diligence in ensuring all AML and KYC requirements are complied with.
Maintain financial information on loan accounts including financial covenants, spreads and interim reports.
Monitor and ensure that there are no excesses that are not approved for both assets and liability customers.
Conduct periodic economic analysis, industry studies, self-assessment and stress tests and recommend strategy and plans of action vis a vis the bank’s credit portfolio.
Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
Undertake annual review of security documentation for all corporate accounts.
Responsible for delivering a service to customers that matches the Bank’s mission statement.