Corporate and I-Banking Cash Management Analyst

Santander

11d • $110,000 - $135,000 • Onsite

About The Position

The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth.

Requirements

• Bachelor’s Degree in Business, Finance, Economics, or related field (or equivalent experience).
• Experience in Payments, Cash Management, Liquidity Products, or related Product Management roles within Banking.
• Knowledge of Payment rails (ACH, Wires, RTP, cross-border payments)
• Knowledge of Liquidity management structures (cash concentration, pooling, notional pooling)
• Knowledge of Treasury services and digital banking platforms
• Demonstrated understanding of the product development lifecycle.
• Strong analytical and financial acumen.
• Ability to manage multiple priorities in a fast-paced environment.
• Excellent verbal, written, and executive-level communication skills.
• Ability to create and execute strategic product plans to drive growth.
• Proven ability to collaborate cross-functionally and influence stakeholders.
• Self-starter with forward-thinking mindset and strong sense of ownership.
• Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Nice To Haves

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

• Support the development and enhancement of payments and cash management solutions, including domestic and cross-border payments, liquidity structures, account services, and digital channels.
• Contribute to product strategy and roadmap planning aligned with CIB client needs and market trends.
• Translate client requirements into scalable and marketable product features.
• Participate in new product initiatives, enhancements, and go-to-market execution.
• Assist Sales and Coverage teams with product positioning, pricing support, and customized solution structuring that require complexity.
• Analyze usage trends and identify opportunities to deepen wallet share.
• Maintain product policies and procedures to ensure adherence to regulatory, compliance, legal, and operational standards.
• Partner with Risk, Compliance, Legal, and Operations to ensure appropriate product controls and oversight frameworks.
• Prepare internal documentation and product approval materials.
• Ensure ongoing monitoring of product performance, risk indicators, and regulatory changes.
• Provide guidance to operational teams for complex or non-standard cash management structures.
• Assist in sales performance tracking and reporting

Benefits

• A fair and competitive rewards package that reflects the impact you create and the value you deliver.
• Benefits designed to support you, your family and your well-being, now and into the future.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level