Controller

Ratehub • Toronto, ON

2d • CA$110,000 - CA$150,000 • Remote

About The Position

Ratehub is a Canadian Fintech company focused on helping Canadians make better financial choices across various needs like saving, spending, borrowing, investing, and protecting. They operate multiple businesses including mortgage brokerage, life insurance brokerage, home and auto insurance brokerage, mortgage origination and servicing, a Financial Services Marketplace, and content creation. Ratehub is seeking an experienced, hands-on Controller to manage accounting and financial reporting for their multi-entity, multi-business-line group. This role involves ensuring financial integrity, strengthening internal controls, scaling financial processes, and partnering with business leaders. The ideal candidate will thrive in a fast-paced, technology-driven environment and be comfortable with both detailed analysis and strategic overview. The role reports initially to the CEO and later to the VP of Finance & Operations.

Requirements

• CPA designation.
• 7–10+ years of progressive accounting and finance experience, including a Controller, Assistant Controller, or Finance Manager role.
• Strong command of financial reporting, internal controls, and accounting principles.
• Experience managing external audits and stakeholder relationships.
• Advanced Excel/Google Sheets and financial-systems proficiency.
• Excellent analytical, organizational, and communication skills, with the judgment to know when to dig into the detail and when to step back.

Nice To Haves

• Experience in fintech, financial services, technology, marketplace, or other high-growth environments.
• Familiarity with revenue recognition in digital, commission-based, lending, insurance, or advertising business models.
• Experience with multi-entity consolidations and regulated entities (lending and/or insurance a strong plus).
• Experience supporting private-equity-backed, venture-backed, or rapidly scaling organizations.
• Experience with ERP implementations and finance systems optimization.
• Previous people-leadership experience.
• Quickbooks knowledge is an asset.

Responsibilities

• Own the month-end, quarter-end, and year-end close across all entities, including regulated mortgage lender, mortgage brokerage, insurance brokerages, and marketplace, membership, and content businesses.
• Prepare accurate, timely consolidated financial statements in accordance with IFRS.
• Maintain the general ledger and oversee all core accounting cycles: accounts payable, accounts receivable, payroll, revenue recognition, fixed assets, and intercompany transactions across the group.
• Own revenue recognition across diverse models: commission and referral revenue, lending net interest and servicing income, insurance commissions, subscription/membership revenue, and advertising/content revenue.
• Coordinate annual audits and manage relationships with external auditors.
• Develop, implement, and maintain strong internal controls and accounting policies suited to a regulated, multi-entity fintech.
• Ensure compliance with regulatory, tax, and statutory reporting requirements, including obligations specific to a federally regulated lender and licensed insurance brokerages.
• Oversee corporate tax filings, payroll taxes, HST/GST compliance, and other statutory obligations across jurisdictions.
• Monitor financial and operational risk, and recommend and implement mitigation strategies.
• Partner with business-line leaders (lending, insurance, cards & loans, membership, and content) to provide financial insight that drives better decisions.
• Support the FP&A leader in budgeting, forecasting, and long-range planning, ensuring financial data is accurately reported on by appropriate segments.
• Prepare financial materials and reporting packages for senior leadership, investors, lenders, and the Board of Directors.
• Drive automation and continuous improvement across finance operations, building processes that scale with a rapidly growing, multi-business group.
• Evaluate and optimize financial systems, controls, and reporting infrastructure.
• Support ERP and finance technology implementations and integrations as the business grows and adds complexity.
• Establish scalable, repeatable processes that hold up as the company expands into new products and markets.
• Lead, mentor, and develop the accounting and finance team.
• Foster a culture of accountability, ownership, collaboration, and continuous improvement.
• Support recruitment and onboarding as the finance function scales with the company.

Benefits

• Competitive Compensation: A salary that reflects your experience and the Canadian market.
• Remote-First Environment: The flexibility to work from anywhere in Canada, with occasional in-person team gatherings for collaboration.
• Flexible Hours: Autonomy to manage your schedule to support work-life balance.
• Comprehensive Benefits: Full health and dental coverage with no employee-paid premiums.
• Professional Development: An individual training allowance to help you grow your skills and career.
• Team Socials: Regular events, both remote and in-person, to build connections across the organization.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed