Contracts Specialist - L&H Re/Insurance
About The Position
This is a high-ownership, individual contributor role where you'll lead end-to-end contract drafting for Life & Health reinsurance deals across the US, Canada, and English Caribbean markets. You'll work with autonomy, guided by clear frameworks, and collaborate closely with underwriters, client managers, pricing, legal, and operations to ensure every contract reflects deal intent with precision and commercial clarity. Reporting to the Head Contracts L&H North America, this role offers direct exposure to live transactions and meaningful influence over how traditional reinsurance deals are structured and executed.
Requirements
- Proven ability to independently draft and review complex reinsurance or insurance contracts, including treaty documentation or equivalent financial services agreements
- Experience in Life & Health reinsurance or broader insurance/reinsurance markets, with a solid understanding of reinsurance structures and underwriting concepts
- Sound commercial judgment and risk assessment capability, with the ability to identify contractual risk and apply appropriate positions within established frameworks
- Experience engaging directly with clients in contract discussions or wording negotiations
- Familiarity with workflow tools, contract management platforms, and comfort using technology including GenAI in daily work
Nice To Haves
- Background at a reinsurer, insurer, in-house legal team, or law firm with exposure to re/insurance or complex financial contracts
- Proficiency in French (an advantage given the Canadian market scope, but not required)
- Exposure to US, Canadian, or Caribbean insurance regulatory environments
Responsibilities
- Own end-to-end drafting of Life & Health traditional reinsurance contracts and addenda with a high degree of independence
- Translate technical and commercial inputs into clear, accurate, and enforceable contractual language
- Ensure all contracts reflect deal structure, underwriting intent, and agreed commercial terms
- Deliver high-quality contracts within expected timelines, managing multiple assignments simultaneously
- Identify and assess commercial, operational, and contractual risks embedded in deal structures and contract language
- Apply internal guidelines to determine appropriate positions and approval pathways
- Maintain consistency and deviation discipline across the contract portfolio
- Identify and resolve emerging issues and problematic clauses proactively
- Contribute to the development and refinement of standard wordings, helping to raise the bar across the team
- Collaborate with Client Managers and cross-functional partners to clarify deal requirements and resolve ambiguities
- Act as a trusted advisor on contract wording and risk trade-offs, providing clear analysis and recommended positions
- Participate in contract discussions and wording negotiations with clients where appropriate
- Engage Legal on non-standard, jurisdiction-specific, or dispute-related matters to ensure appropriate oversight
Benefits
- Total compensation approach considering base pay, short- and long-term incentives, and benefits offered
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
