Consumer Protection Compliance Testing Manager - Remote

UnitedHealth Group•Draper, UT

1d•Hybrid

About The Position

The Compliance Testing Manager will support the Bank’s Compliance Management System (“CMS”) by primarily conducting 2nd line testing and monitoring activities of consumer protection compliance regulations to identify and mitigate compliance risks of the Bank. This individual will also support the ongoing refinement and execution of various risk assessments and the control environment and provide advisory/review assistance to Compliance Testing Analysts. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Requirements

10+ years working in a bank or other financial institution in a Compliance, Internal Audit, Risk Management, Legal, or Operations role
8+ years (of the 10+ above) developing and executing testing focused on Federal consumer protection compliance regulations for at least 10 of the 16 regulations listed below
UDAAP
ECOA/Fair Lending
TILA
FCRA/FACTA
SCRA, MLA
Flood
FDCPA
TCPA, CAN-SPAM
E-SIGN
Privacy - GLBA, RTFPA
TISA
EFTA
EFAA

Nice To Haves

Certified Regulatory Compliance Manager (CRCM) designation
Compliance experience working at one of the following Regulatory Agencies: FDIC, CFPB, FRB, OCC, NCUA, a State Department of Financial Institutions, or experience working with/conveying information to banking regulators or Internal Audit
Ability to demonstrate solid critical thinking skills in identifying, analyzing, managing, and resolving complex issues, concerns, or potential regulatory issues
Must have good people-management and interpersonal skills, with the ability to successfully discuss and convey testing results to applicable business owners and management
Ability to read, analyze and interpret laws, regulations, legal documents, and regulatory guides and manuals
Assertive self-starter, with the ability to work independently or in a team environment (in person or virtually), while demonstrating exceptional organizational, verbal, and written skills
Must be able to appropriately prioritize time, manage multiple tasks, and work effectively under tight deadlines, in a fast-paced environment
Demonstrate high integrity and excellent judgment and problem-solving capabilities

Responsibilities

Contribute to the design, development, delivery, and maintenance of a best-in-class compliance program
Conduct compliance testing and monitoring to detect, evaluate, and mitigate potential compliance concerns and ensure compliance with relevant consumer protection regulations, regulatory best practices, and consistency with applicable Bank policies and procedures
Provide advisory assistance to junior employees (Analysts/Sr Analysts) on compliance testing and conduct second reviews of testing workpapers, memos, etc as requested
Perform and document relevant risk assessments to determine current risk levels and assist in developing the annual compliance review schedule
Establish, document, and revise applicable compliance procedures and provide input to Compliance Policies
Engage with business partners/colleagues to receive documents to review and analyze data and processes to ensure regulatory adherence
Ensure timely communication throughout the compliance review process, and document and share written compliance testing and monitoring results with key stakeholders
Prepare and present reporting to the Compliance Committee, and other governance committees as may be required
Participate in and provide support (testing documentation/information) for regulatory examinations, internal audits, and internal risk reviews
Stay abreast of changing laws and regulations relating to bank and lending partner products
Support the Compliance Training area by providing information for custom training courses