Mechanicsville Consumer Loan Specialist

Colonial Farm Credit•Mechanicsville, VA

1d•Onsite

About The Position

Colonial Farm Credit is a member-owned agricultural credit cooperative that provides loans for farms and country homes, land purchase, home construction and improvements, buildings, machinery, livestock and equipment, production capital for both full-time and part-time farmers, and ag-related businesses. This role is an excellent opportunity for a Consumer Loan Specialist to join the Mechanicsville team. Reporting to the Loan Operations Supervisor, this role is responsible for supporting Consumer loan processing, closing, and servicing activities, along with a variety of administrative and customer service functions. Farm Credit loans are retained within our portfolio for the life of the loan, allowing for a more relationship-focused approach to servicing.

Requirements

Minimum of three (3) years of experience processing consumer loans (home purchases, refinances, consumer construction, lot loans).
Intermediate proficiency in Microsoft Office Suite, including Outlook, Word, and Excel.
Current Notary Public commission or ability to obtain commission upon hire.
Demonstrated ability to manage multiple tasks and work independently with minimal supervision.
Strong written and verbal communication skills, with the ability to interact effectively with customers and colleagues.
High level of discretion and ability to maintain confidentiality.
Exceptional attention to detail and accuracy.
Excellent customer service, telephone, organizational, and grammar skills.
Ability to successfully pass background screenings, including credit, criminal, driving, and drug tests.
High school diploma required.

Nice To Haves

Working knowledge of Farm Credit operations.
Associate degree in business or related field.
Experience as a real estate paralegal and/or in consumer mortgage lending, including familiarity with deeds, deeds of trust, mortgage notes, title insurance, and residential or acreage real estate transactions.

Responsibilities

Perform loan and accounting functions related to loan processing, loan closings, and loan service activities (payments, disbursements, documentation).
Collaborate closely with Relationship Managers (Loan Officers) to ensure timely and accurate loan closings following approval.
Prepare and review loan documentation to ensure completeness and compliance with Farm Credit procedures.
Manage post-closing activities and ongoing loan servicing responsibilities.
Provide professional customer service by answering incoming calls, greeting customers and visitors, responding to routine inquiries, and directing callers and customers to appropriate resources.
Communicate effectively with attorneys, settlement agents, and borrowers throughout the loan closing process.