Consumer Lending Officer

Farm Credit Services of America•Parsons, KS

4d•Hybrid

About The Position

We are seeking a Consumer Lending Officer specializing in purchase, refinance, construction loans and all consumer loans for our organization. Responsible for marketing the consumer lending product and building strong working relationships with business contacts. Provide knowledge of the consumer marketplace, available products and finance to fully understand the applicant(s) current and future needs and financial position to present the options that best meet their needs. You will be responsible for originating credit to his/her customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. You will be asked to lead the customer relationship and often coordinate with others to serve the customer’s loan, lease, crop insurance, and servicing needs.

Requirements

2+ years of experience, Real Estate, Business, or Finance

Nice To Haves

4 Year / Bachelor's degree, Real Estate, Business, Finance or Economics

Responsibilities

Develop and maintain a professional presence and use effective sales and relational strategies to increase the Associations’ consumer market share in the assigned territory.
Engagement in marketing and promotional activities throughout the assigned territory to support sales goals; maintain professional relationships with appropriate influencer groups, home mortgage professionals and organizations.
Determine and define the appropriate customer interaction and coordinate the appropriate support of resources that may directly or indirectly provide service to the applicant(s).
Effectively communicate to the applicant(s) and to appropriate team members regarding the request.
Introduce applicant(s) to teammate(s) who will support the process.
Actively engage with support team members including daily processing and servicing of credit and participating in training, development and relationship building activities.
Gather and document customer financial information and application details, in compliance with consumer lending requirements and in coordination with appropriate team members.
Assist customers in preparing an accurate list of assets and liabilities to establish current balance sheets as needed.
Coach and counsel customers to meet future financial goals.
Provide oversight and monitoring of construction projects; coach and counsel when cost overruns apply.
Review property inspections according to procedures.