Consumer Finance Underwriter

Lendmark Financial Services

20h•Remote

About The Position

The Consumer Finance Underwriter I evaluates branch and/or indirect Retail Sales applications and decides whether to approve or deny financing applicants. The underwriting department supports Lendmark from a centralized environment. The role analyzes applications and supporting information, makes consistent lending decisions, and underwrites within established policies and credit approval authorities.

Requirements

High school diploma or equivalent education and related training.
1–3 years of consumer finance, indirect retail sales, or automobile underwriting experience.
Ability to analyze and interpret data.
Ability to work independently.
Ability to multitask with attention to detail.
Strong organizational skills.
Strong oral and written communication skills.
Basic understanding of Microsoft Office software.
Ability to work non-standard hours, including nights, weekends, and holidays.

Responsibilities

Analyze loan applications, credit bureau reports, collateral, existing account data, and other loan documentation to make consistent, sound lending decisions.
Meet or exceed expectations for reviewing loans routed to underwriting review queues.
Adhere to government regulations and compliance guidelines.
Underwrite to established policies and within credit approval authorities (CAA).
Manage risk relative to the role.
Perform other duties as assigned.

Benefits

Medical, dental, and vision benefits for employees and dependents.
Paid time off.
Paid holidays.
401(k).
Life insurance.
Long-term disability.
Tuition assistance.
Employee assistance program.
Optional critical care, auto, home, and pet insurance, as well as other ancillary insurance options.
Semi-annual incentive compensation based on individual and company performance guidelines.