Consumer Collections Analyst

Axos Bank•Las Vegas, NV

3d•Onsite

About The Position

Track tasks related to adversely graded loans within the Bank's loan portfolio in compliance with all applicable state and federal laws, rules, regulations, and Bank policies and procedures. Ensure credit tasks are kept up to date related to appropriate workout strategies to maximize value of loan assets in the portfolio. Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses. Review ongoing financial and collateral performance on existing portfolio accounts. Analyze and recommend appropriate workout strategies to maximize value of loan assets. Perform and approve loan reviews as needed. Monitor loans in Bankruptcies and Receiverships. Support loss mitigation requests and recommend workout options, including; loan modification, deed in lieu, and short sale requests. Ensure compliance with servicing guides, process special assets inquiries such as; taxes, insurance, appraisals, inspections, etc; and identify potential vendors for such tasks. Perform activities associated with maintaining process/operations, including developing and implementing policies and procedures on systems and the flow of information. Receive clear communication including feedback, coaching, individual needs assessment, and training gaps, including regular, one-on-one performance reviews to ensure performance and quality standards are being met. Prepare documents for amendments, restructures, client requests and review reports according to regulations, policies and standards.

Requirements

Ability to track tasks related to adversely graded loans within the Bank's loan portfolio in compliance with all applicable state and federal laws, rules, regulations, and Bank policies and procedures.
Ability to ensure credit tasks are kept up to date related to appropriate workout strategies to maximize value of loan assets in the portfolio.
Ability to perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses.
Ability to review ongoing financial and collateral performance on existing portfolio accounts.
Ability to analyze and recommend appropriate workout strategies to maximize value of loan assets.
Ability to perform and approve loan reviews as needed.
Ability to monitor loans in Bankruptcies and Receiverships.
Ability to support loss mitigation requests and recommend workout options, including; loan modification, deed in lieu, and short sale requests.
Ability to ensure compliance with servicing guides, process special assets inquiries such as; taxes, insurance, appraisals, inspections, etc; and identify potential vendors for such tasks.
Ability to perform activities associated with maintaining process/operations, including developing and implementing policies and procedures on systems and the flow of information.
Ability to receive clear communication including feedback, coaching, individual needs assessment, and training gaps, including regular, one-on-one performance reviews to ensure performance and quality standards are being met.
Ability to prepare documents for amendments, restructures, client requests and review reports according to regulations, policies and standards.

Responsibilities

Track tasks related to adversely graded loans within the Bank's loan portfolio in compliance with all applicable state and federal laws, rules, regulations, and Bank policies and procedures.
Ensure credit tasks are kept up to date related to appropriate workout strategies to maximize value of loan assets in the portfolio.
Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses.
Review ongoing financial and collateral performance on existing portfolio accounts.
Analyze and recommend appropriate workout strategies to maximize value of loan assets.
Perform and approve loan reviews as needed.
Monitor loans in Bankruptcies and Receiverships.
Support loss mitigation requests and recommend workout options, including; loan modification, deed in lieu, and short sale requests.
Ensure compliance with servicing guides, process special assets inquiries such as; taxes, insurance, appraisals, inspections, etc; and identify potential vendors for such tasks.
Perform activities associated with maintaining process/operations, including developing and implementing policies and procedures on systems and the flow of information.
Receive clear communication including feedback, coaching, individual needs assessment, and training gaps, including regular, one-on-one performance reviews to ensure performance and quality standards are being met.
Prepare documents for amendments, restructures, client requests and review reports according to regulations, policies and standards.