Consultant, Risk Management - P&C (Agribusiness)

Nationwide•King William, VA

2d•$118,000 - $222,000•Hybrid

About The Position

This Consultant, Risk Management will support agribusiness working on large accounts. The territory is the eastern seaboard. Qualified candidates will reside in PA, NC, SC, VA or WV. This role evaluates the largest premium and highest complexity middle market risks in select geographic regions of the United States. It conducts onsite surveys of clients’ operations to identify and evaluate risk exposures associated with all lines of Property and Casualty insurance coverage. The role visually inspects operations and interviews client representatives to determine underlying risk exposures and potential causes of loss. It works with the ambiguity of limited code enforcement and regulation. The role determines if the risk controls in place are adequate to prevent or mitigate losses. It develops recommendations which will assist clients with managing risk and consults with Underwriting regarding risk exposures, controls and improvement opportunities. The role writes comprehensive reports and recommendations that document client’s hazards, exposures, controls and effectiveness of controls associated with all lines of insurance coverage.

Requirements

BS/BA studies in insurance, risk management, agriculture, food, engineering, business administration, safety related field desired or equivalent experience.
Associates must obtain the required Federal and/or State licenses/registrations within the time period designated by the business unit.
Ten years’ commercial underwriting, commercial claims adjusting, loss control/safety or associated commercial insurance fields preferred.
Knowledge of worker’s compensation, fleet, general liability and property insurance coverage.
In-depth knowledge of risk management issues, loss drivers and risk controls associated with various commercial industries.
Excellent verbal and written communication skills to interact with all levels of internal and external contacts.
Interpersonal skills to interact with leadership, internal business partners and peers.
The ability to work with the ambiguity of limited code enforcement and regulation.
Ability to prioritize work/time.
Ability to operate a personal computer and learn/use applicable systems.
Ability to consistently and effectively communicate on the most complex exposures and controls of those exposures through efficient reports.
Must have a valid driver’s license with satisfactory driving record in accordance with Nationwide standards.

Nice To Haves

Associated insurance designations.

Responsibilities

Researches client information using both internal and external resources.
Researches client business history, industry and related technical information during survey preparation.
Analyzes loss exposures and effectiveness of controls in place to mitigate them.
Analyzes industry and client historical loss information for patterns or inherent exposures.
Analyzes portfolio of assigned clients to identify frequency and severity trends to help prioritize survey activity.
Communicates potential services and/or solutions to customers enabling them to manage their risk.
Coordinates services internally and requests assistance from specialists and engineers as needed.
Analyzes clients within specific territories and/or classes of business and provides input on risk management concerns and risk control techniques.
Advises Underwriting on risk insurability and coverages.
Determines effectiveness of client’s operational risk control techniques by line of business.
Identifies improvement opportunities and provides recommendations to assist client in risk management.
Determines when additional internal assistance is needed to help clients improve Property and Casualty risk management programs.
May be asked to research, analyze and evaluate favorability of select industries or classes of business.
Manages travel, personal workload and special projects to meet agreed upon timelines.
Consults with Underwriting pertaining to account rehabilitation, may work directly with those accounts to make them insurable.
Consults with clients, internal business partners and agents regarding risk analysis, recommendations and service needs.
May represent business area in meetings and consult with external associations regarding risk management issues.
Creates comprehensive technical reports and recommendations that address the hazards and controls associated with the client’s business, insurance needs and coverage.
Completes assigned surveys based on established time and service standards.
Communicates, both verbally and in writing, recommendations for risk reduction to underwriting, clients and agent partners.
Responsible for a portfolio of clients.
Works cooperatively and builds strong working relationships with clients Senior Leadership (CEO’s, CFO’s, Risk Manager, Business Owner).
Functions as ongoing risk management resource for clients and business partners.
Participates in training classes, department and company meetings.
Assists in the creation of a professional development plan with direct manager or director and is accountable for professional development progress.
May perform other responsibilities as assigned.

Benefits

medical/dental/vision
life insurance
short and long term disability coverage
paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date
nine paid holidays
8 hours of Lifetime paid time off
8 hours of Unity Day paid time off
401(k) with company match
company-paid pension plan
business casual attire