Consultant, Risk Analytics

CIBC•Toronto, ON

23h•Hybrid

About The Position

As the Consultant, Risk Analytics, you will support the analytical work on identifying emerging and changing risk indicators for CIBC’s retail lending and small business banking portfolios. You will incorporate the findings in developing innovative capabilities and building a nimble operating model to enable precise and timely decisioning. At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

Requirements

Technical proficiency with SAS, and/or SQL, Databricks, PowerBI etc.
Knowledge of retail lending products.
Degree in Business/Math/Statistics or equivalent work experience.
You put our clients first.
You engage with purpose and understand that everyone in the organization has a role to play in finding the right solutions and the adequate balance for our clients.
You give meaning to data.
You enjoy investigating complex problems and making sense of information.
You communicate detailed information in a meaningful way.
You’re goal oriented.
You’re motivated by accomplishing your goals and delivering your best to make a difference.
Values matter to you.
You bring your real self to work, and you live our values – trust, teamwork and accountability.
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Nice To Haves

Analytical Work
Communication
Credit Risk Analytics
Credit Risks
Investigating
Retail Banking Products
Risk Management
Teamwork

Responsibilities

Credit risk analytics – Develop the data analytics pipelines to unlock value-add opportunities while identifying top emerging and changing risk indicators.
Develop agile systems and business processes to enhance precision capabilities and proactively respond to evolving market situations, client needs and technology changes.
Reporting and insights – Effectively communicate material through interpretation, analysis and assessment to articulate conclusions for senior leadership to understand trends and insights.
Risk Management – Sound knowledge of risk management principles and the factors that contribute to risk, with the ability to assess, measure and monitor risk within CIBC guidelines.
Demonstrate strong knowledge of principles of credit analysis and risk management relating to the retail banking products.
Relationship building - Liaise with other teams to establish collaborative relationships, understand critical data points and business processes.

Benefits

competitive salary
incentive pay
banking benefits
a benefits program
defined benefit pension plan
an employee share purchase plan
a vacation offering
wellbeing support
MomentMakers, our social, points-based recognition program
Purpose Day; a paid day off dedicated for you to use to invest in your growth and development